Terms of Use

Welcome to Viva! These terms and conditions ("Terms") govern your use of the Viva website, mobile application, and related services provided by Innov Finlab Private Limited ("Viva," "we," "us," or "our"). By accessing or using our services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you may not use our services.

1. Account Registration

You must create an account to access certain features of our services. You agree to provide accurate, current, and complete information during the registration process and to update your information promptly if there are any changes. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

2. Eligibility

You must be at least 18 years old and have the legal capacity to enter into contracts to use our services. By using our services, you represent and warrant that you meet these eligibility requirements.

3. Use of Services

You agree to use our services only for lawful purposes and in compliance with these Terms and all applicable laws and regulations. You may not use our services to:

Violate the rights of others.

Engage in fraudulent or deceptive activities.

Transmit viruses or other harmful code.

Interfere with the operation of our services.

Violate any intellectual property rights.

4. Intellectual Property

All content and materials available on our services, including text, graphics, logos, images, and software, are the property of Viva or its licensors and are protected by intellectual property laws. You may not use, reproduce, modify, or distribute any content from our services without our prior written consent.

5. Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

6. Disclaimer of Warranties

Our services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that our services will be uninterrupted, error-free, or free from harmful components.

7. Limitation of Liability

In no event shall Viva, or Innov Finlab Private Limited, or its affiliates be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of our services, even if advised of the possibility of such damages. Our total liability for any claims arising from or related to these Terms shall not exceed the amount paid by you to us, if any, during the twelve-month period preceding the claim.

8. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising from or related to these Terms shall be subject to the exclusive jurisdiction of the courts located in Bangalore, India.

9. Changes to Terms

We reserve the right to update or modify these Terms at any time without prior notice. Any changes will be effective immediately upon posting on our services. Your continued use of our services after any such changes constitutes your acceptance of the revised Terms.

10. Contact Us

If you have any questions or concerns about these Terms, please contact us at contact@myviva.in

Thank you for using Viva! We hope you enjoy our services.